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Housing Programs
Urban developmentThe US Department of Housing and Urban Development (HUD) provides annual allocations of Community Development Block Grant (CDBG) funds to the City of Jacksonville. These funds are used to provide housing assistance through programs like those listed below below. 

Citizens participating in HUD funded programs offered by Jacksonville Community Development must have a household income of less than 80% of the area median income. Find out if you meet HUD household income limits


Residential Rehabilitation Program
The Residential Rehabilitation Program provides low interest loans or grants towards the rehabilitation of an applicant's principle residence located in the City limits of Jacksonville. Funding is used for correction of minimum housing code violations, accessibility improvements and other repairs necessary to improve the health and safety of the property. 
 
Homeownership Assistance Program
The Homeownership Assistance Program is designed to assist families with purchasing a home of their own within Jacksonville City limits by providing a 0% interest, deferred 2nd mortgage to help with the down payment. This program was created especially for qualified families with incomes below 80% of the area median income who are capable of qualifying and repaying a first mortgage. 

Jacksonville Community Development seeks to ensure a better quality of life for all Citizens and is committed to meeting the national objectives set by HUD which ensures at least 70% of all CDBG funds provide programs to benefit qualified families. 


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